DETAILED OCCUPATION DATA
43-4041 Credit Authorizers, Checkers, and Clerks
Occupational Description:
Authorize credit charges against customers? accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.| Percentiles | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Geography | Employment | Emp SE* | Mean | Mean SE* | 10th | 25th | Median | 75th | 90th |
| Grand Forks ND-MN MSA | N/A | N/A | N/A | $1.20/hr | N/A | N/A | N/A | N/A | N/A |
| Minnesota | 570 | 95 | $24.17/hr | $0.34/hr | $17.82/hr | $20.78/hr | $23.91/hr | $27.94/hr | $31.07/hr |
| U S | 26,700 | 854 | $20.37/hr | $0.14/hr | $13.11/hr | $15.95/hr | $19.51/hr | $24.02/hr | $29.47/hr |
| *SE = Standard error, a measure of the statistical reliability of the estimate. | |||||||||
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| Occupation (click title for details) | OES | Projections | |
|---|---|---|---|
| Employment | Median Wage | % Change - | |
| Office Clerks, General | 1,090 | $17.76/hr | N/A |
| Customer Service Representatives | 580 | $16.46/hr | N/A |
| Eligibility Interviewers, Government Programs | 80 | $22.17/hr | N/A |
| Billing and Posting Clerks and Machine Operators | 60 | $18.54/hr | N/A |
| Court, Municipal, and License Clerks | 60 | $21.39/hr | N/A |
| Claims Adjusters, Examiners, and Investigators | 50 | $33.66/hr | N/A |
| Insurance Claims and Policy Processing Clerks | 40 | $19.20/hr | N/A |
| Procurement Clerks | N/A | N/A | N/A |
| Interviewers, Except Eligibility and Loan | N/A | N/A | N/A |
Tasks for Credit Authorizers, Checkers, and Clerks
- Verifies credit standing of customer from information in files, and approves or disapproves credit, based on predetermined standards.
- Files sales slips in customer's ledger for billing purposes.
- Keeps record of customer's charges and payments and mails charge statement to customer.
- Prepares credit cards or charge account plates.
- Receives charge slip or credit application by mail, or receives information from salespeople or merchants by phone.
- Interviews credit applicant by telephone or in person to obtain financial and personal data for credit report.
- Contacts former employers and other acquaintances to verify references, employment, health history, and social behavior.
- Obtains information from banks, credit bureaus, and other credit services and provides reciprocal information if requested.
- Compiles and analyzes credit information gathered by investigation.
- Telephones subscriber to relay requested information or sends subscriber credit report.
- Prepares reports of findings and recommendations, using typewriter or computer.
- Examines city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicant.
