Occupational Employment Statistics
13-2071 Credit Counselors
Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explaining loan requirements or restrictions. May help develop debt management plans, advise on credit issues, or provide budget, mortgage, and bankruptcy counseling.
|
Minnesota
| 710 | 50 | $28.68/hr | $22.95/hr | $25.17/hr | $28.85/hr | $30.99/hr | $35.75/hr |
| Financial Activities | 70 | $30.28/hr |
| Professional and Business Services | 160 | $30.58/hr |
| Education and Health Services | 470 | $26.17/hr |
| Public Administration | N/A | N/A |
|
Eligibility Interviewers, Government Programs
| 3,280 | $30.87/hr | 5.3% |
|
Loan Officers
| 7,270 | $40.54/hr | 0.7% |
|
Personal Financial Advisors
| 6,020 | $48.72/hr | 12.3% |
|
Insurance Sales Agents
| 8,840 | $38.23/hr | 7.4% |
|
Securities, Commodities, and Financial Services Sales Agents
| 7,830 | $36.43/hr | 6.2% |
|
Insurance Underwriters
| 1,970 | $38.92/hr | -3.0% |
|
Tax Examiners and Collectors, and Revenue Agents
| 1,050 | $35.29/hr | 3.4% |
|
Tax Preparers
| 1,100 | $23.71/hr | 1.7% |
|
Credit Authorizers, Checkers, and Clerks
| 180 | $23.65/hr | N/A |
|
New Accounts Clerks
| 1,440 | $23.09/hr | -16.5% |
- Interview clients by telephone or in person to gather financial information.
- Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first.
- Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.
- Conduct research to help clients avoid repossessions or foreclosures or remove levies or wage garnishments.
- Calculate clients' available monthly income to meet debt obligations.
- Advise clients or respond to inquiries about financial matters in person or via phone, email, Web site, or Internet chat.
- Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.
- Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.
- Maintain or update records of client account activity, including financial transactions, counseling session notes, correspondence, document images, or client inquiries.
- Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions.